I used SAHL for many many years until this house, Standard was better for a change. SAHL used to be great imo but they grew large and not quite the same anymore. Did a switch to FNB recently and now prime minus 0.81 which is pretty decent nowadays.Nope, I never went with FNB. I stayed with SAHL as I already have a bond with them and they did a good deal.
I used SAHL for many many years until this house, Standard was better for a change. SAHL used to be great imo but they grew large and not quite the same anymore. Did a switch to FNB recently and now prime minus 0.81 which is pretty decent nowadays.
If your salary goes into your FNB account they give you a "main banked" extra 0.25.I'll do that same switch in the future when things calm down and I'm moved in and the other house sold. But I can't recall exactly the rate but it's defo below prime. Have a feeling it's 0.7 so you got a good deal there.